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Chhaava Money Lessons: Sambhaji’s Maratha warriors used guerrilla tactics against Aurangazeb. The movie inspires to dream big to achieve big goals and become financially independent.
How Vicky Kaushal’s Chaavaa inspires to dream big while beginning your investment journey.
How To Build Investment Portfolio: Vicky Kaushal-starrer ‘Chhaava’ has been creating waves across the world for the portrayal of great Maratha leader Sambhaji Maharaj. Sambhaji and his Maratha warriors were renowned for their brilliant guerrilla tactics, consistently outmanoeuvring Aurangazeb’s forces in numerous battles.
Only through the treachery of Sambhaji’s own warriors was Aurangazeb able to capture him. Aurangazeb, consumed by vengeance, subjected Sambhaji to brutal torture, ultimately leading to his death.
The film shows Aurangazeb’s (played by Akshaye Khanna) hatred towards Sambhaji peaking when he tortures the Maratha warrior to accept the Mughals as rulers, and Islam as his religion.
Aurangazeb’s goal was, however, not to be achieved as Sambhaji says, “I choose death, but I will never abandon my Dharma!”
In today’s world, people too need to realise that there will be innumerable hurdles and losses at times when trying to achieve audacious goals, but in the end, the profits will help you become a king!
Investing Is Must To Become Financially Independent
Investing is very important to beat inflation, the rising of general prices, which decreases the purchasing power of an amount over time. For instance, you would buy fewer items with the same amount of Rs 1,000 in the next five years than you can buy today.
Hence, early investing is needed not only to defeat inflation by taking away purchasing power but also to grow your money.
Compounding of money helps an investor to multiply his/her wealth. Compounding is the process of earning interest on your initial investment as well as on the interest that your investment generates. It helps your money to grow at an exponential rate over time.
What Are Different Options For Investments?
As you are ready to begin your investment journey to achieve big audacious goals, you are seeking the options where you can invest your money. Well, there are several options depending on your appetite, risk metric, patience, and compatibility. We’ve simplified each investment avenue for you.
Legendary investor Warren Buffett famously quoted, “Don’t put all your eggs in one basket”.
Thus, diversification of investment is as important as investment itself. It keeps, especially small investors, away from volatility. For instance, the return in the stock market is more volatile as compared to bond/real estate.
Shares
Investing in shares means owning a piece of a company. As a shareholder, your potential returns are tied to the company’s success, offering substantial growth opportunities. However, shares can be influenced by company performance and market fluctuations, leading to higher volatility and risk.
Bonds
Bonds present an opportunity to lend money to organisations like companies or governments. In return for your investment, you receive regular interest payments and the return of your initial investment upon the bond’s maturity. While generally considered less risky than shares, bonds still carry risks, particularly related to interest rate changes and the issuer’s financial stability.
Mutual Funds
Mutual funds provide a convenient way to invest in a diversified portfolio without needing to pick individual securities. These funds pool money from numerous investors to invest in a mix of assets, managed by professional fund managers. This approach offers diversification and is suitable for investors who prefer a hands-off approach, though it involves management fees.
Exchange-Traded Funds (ETFs)
ETFs share similarities with mutual funds in terms of diversification but operate differently. These funds passively track a specific market index, such as the S&P 500, providing exposure to a basket of securities. ETFs are known for their liquidity, allowing investors to buy and sell throughout the trading day, and generally have lower costs compared to traditional mutual funds.
Real Estate
Real estate investment involves purchasing properties to generate rental income or benefit from property value appreciation. While offering potential for passive income and long-term growth, real estate investments require significant capital, come with inherent risks linked to market fluctuations, and lack the liquidity of publicly traded assets.
Precious Metals
Precious metals, including gold and silver, have historically been viewed as safe-haven assets during economic uncertainty. They are often used to hedge against inflation and preserve wealth. Investments in precious metals can be made through physical ownership or via exchange-traded funds (ETFs). Their prices are influenced by global economic conditions, geopolitical events, and the dynamics of supply and demand.
What Should Keep In Mind?Â
Investment is a long-term journey. Don’t think of them like a quick money-making scheme that will convert your money manifold times in a short span and build an immense fortune. With the right approach, patience, dedication and consistency, you can create good wealth over time.
There are downsides too. You need to consider before beginning your investment journey. Investment should be done on a separate fund other than emergency or daily requirement money. If you are still confused, you should also seek professional advice before making any move. It’s better to be late than wrong.
Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.
